Trip Cancellation Insurance
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
Visitors insurance is health insurance for those visiting the USA from another country. Securing yourself and family members with USA travel insurance primarily covers unforeseen injuries or illnesses that may occur while you're away.
Lowest Price Guarantee
Insurance prices are regulated by law, so you're guaranteed to get the best price.
Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.
The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.
Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy's effective date will not be covered.
The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it's easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.
Most visitors insurance plans do not cover pre-existing conditions, or they may offer limited coverage for acute onset of these conditions. It’s important to review the policy details carefully to understand what is and isn’t covered regarding pre-existing conditions.
Yes, you can purchase visitors insurance for your relatives to help cover unexpected medical expenses during their stay. Make sure to provide accurate information about your relatives when buying the policy to ensure they have the appropriate coverage.
Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.
Lower initial cost
Higher initial cost
Pays a fixed maximum amount for covered procedures
Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures
You must pay out of pocket for any additional costs
Covers a much larger portion of treatment costs
Deductible can be once per event, or once per period of coverage
Deductible is typically for entire duration of purchase
No PPO network participation
PPO network participation
Click here for a complete comparison of the two visitors insurance types.
Visitors insurance doesn’t have to be complex. Use our insurance guide for simple answers to your questions.
Browse Insurance GuideOver two decades of excellent customer experiences, read what customers are saying about Insubuy.
I've been buying travel insurance from InsuBuy for at least 10 years for my family and our visitors from overseas. Their prices have always been better than anywhere else I've seen and their site is easy to use offers lots of different policies...
...I loved that I could schedule a phone call -- I couldn't find the exact coverage for horse riding and COVID coverage for Cuba. I received the phone call exactly at the time I requested. The agent was wonderful! -- helpful, informative.
I had an amazing experience with Brian and Insubuy. I had some questions while filling out the application form and called the Insubuy customer service number. It took about 2 mins for me to get a customer representative on the line.
I was greatly relieved to find the insurance I was looking for at INSUBUY thanks to the help of well-informed and quick acting staff. Thank you! That took a lot of pressure of me! I will surely stick with INSUBUY in the future!
Buying health insurance is always overwhelming for me. But, insubuy website was easy to follow to understand the different policies...
The gentleman I spoke to...was professional and responsive while not pushing any particular product. Nobody, I don't think, likes to purchase insurance, but this young gentleman made the experience agreeable...
I had to purchase a new insurance policy for my mother and decided to call the customer service. Mia helped me and it was super easy to understand...the entire process was taken care in less than 10 minutes...
Couldn't be easier and very quick. I had purchased once before, and as it had been a few years, I called and spoke to the agent, Byron, who handled my request with ease and confidence. Within a couple minutes I had everything I needed...
So far, so good. The process of buying insurance was clear and easy. The agent was friendly and helpful, and the online purchase process was a breeze...
I had to contact Insubuy through a phone call and they were very kind, patient and cooperative...Excellent service for purchasing health/travel insurance in the United States.
I wish I had called Insubuy first when I was looking for travel insurance. After speaking with lots of people who weren't helpful, I called Insubuy and...Cecelia walk[ed] me through all my options and help[ed] me decide on the best policy.
I have been using Insubuy for years for Parents visitor medical insurance and have had good experiences during the buying process and pro-rata cancellations if needed...
I read online of excellent service at Insubuy and can attest to this. I had an extensive conversation with Byron, who went over every detail I could think of concerning the coverage I purchased...
I needed to get [my daughter] a travel insurance plan. I looked online and frankly I was completely overwhelmed. I called the number and was connected to Romane. He quickly put my mind at ease and together we picked the right plan...
This is my third purchase on Insubuy, for friends traveling to visit me from Zimbabwe...Web site is easy to use and to compare policies.
I worked with Katherine and she was very helpful...Her communication has been spot on and she is very knowledgeable and very pleasant to work with.
Trying to get medical insurance and navigating the various options available online...is a daunting process. Katy @ Insubuy made the process entirely so simple for us!! I would definitely recommend their [services]!!
I'm a repeat customer and I love Insubuy...They're affordable and been using them for close to 5 years. Plus, it gives me and my family a sense of peace knowing that I'm covered during my travels. I highly recommend them.
Easy, Quick, Understadable and User Friendly. The Sales / Customer Service Reps are all very helpful, attentive, awesome with topnotch customer service skills ( eg. Russell etc ). The follow up calls, emails and messages are commendable. Thank you.
Purchasing was instant online. Comparing btw policies came handy. Surprisingly, they got detailed explanations on technical terms which normally we don't see in many sites or had to google about them or read through plan documents in tiny letters.
Great customer service, They answer quickly, they give great suggestions and advice. Picking a insurance can be confusing because they have many options, Gary was very helpful and helped me decide in less than 10 min. I would recommend.
Seamless experience with Insubuy. I had to end one of my policies early and it was a 2 min hassle-free experience. Great job from Katie who walked me through the steps and waited on the line until I was able to complete my cancellation.
Insubuy was recommended to us by a friend and we were very impressed with Bryan, your agent. He was knowledgeable and friendly. He was patient with my questions as this was our first dealing with your company. Thank you!
The website is concise and to the point, the navigation is very clear, and it is easy to purchase independently. The people who answer the phone are friendly and answer questions professionally and patiently.
Great service. Helped a lot. We purchased the visitor insurance here each time when we need it. 5 times by now for me and my family members. Tony helped me again for my new needs today. Highly recommend.
Easy to use site, in particular thanks to the automatic translation of sections and contents, but also thanks to the explanation of the services, with supporting video example.
As a repeat customer who had encountered a problem, I was pleased to connect with Brian, who sorted me out in record time and was friendly, helpful and terrific all around.
I had a very smooth transaction with Insubuy most especially the person who assisted me and her name is Katie. Definitely telling my co teachers to avail their policies.
Travel insurance recommended by a friend. The customer service is very patient, the answers are professional and clear, and it’s a great experience.
We are a repeat customer. We've never had to use the insurance, but it is very easy to buy it for trips that require international [medical] coverage.
Easy to understand, clear Insurance Quotes from Insubuy! Much appreciation to Mia for helping me find the right quotes to my insurance needs!
Competitive price, intuitive and clear website, and they answer all your questions via WhatsApp from abroad...
I wanted to share that it was very pleasant to buy from [Insubuy]. They really helped me a lot. I am very grateful to the advisors.
Excellent service, very knowledgeable of the product, very patient, helped me through the whole process and answered all my questions.
The process was easy, and the website provided accessible details, comparisons, and information for the different types of coverage.
Just got off the Phone with Brian was the easiest most convenient insurance policy I have done in a long time! Highly recommend!
I have used Insubuy several times. The website is easy to use, the coverage is excellent, and I recommend them to anyone.
Very professional and patient in serving guests. We can design more suitable insurance plans for our customers.
Extraordinary service from representatives. Very patient and knowledgeable person about product.Keep do best
Great help. Easy to call them up and ask for help. Both Katie and John were super helpful.
Getting a visitors insurance for my parents was very easy and quick. Mr. Brian was very quick and clear and assisted well to get it done in super simple way. Thanks Brian and Thanks Insubuy.
Prompt service and good variety of options for different ages.
Easy to work through and get the right insurance plan.
Very easy to buy an insurance package.
EASY AND FAST TO OBTAIN INSURANCE
Excellent experience, as always!
Excellent & totally seamless.
Quick,easy and convenient!
Customer Service is patient, detailed, clear, and very good
Best Health Insurance for Parents needs that are coming to USA. Agent Taylor was very professional and answer all my questions and provided me the best insurance plan as per my needs.
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.
Visitor medical plans may lack dental coverage, some offer limited accident coverage; dental and vision plans complement medical coverage.
Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More