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WorldTrips PPO Network Search
United Healthcare PPO Network
Inside the U.S.A
Most plans from Worldtrips participate in the United Healthcare PPO Network.
When you contact a medical provider or present your ID card, what should you say?
"My insurance uses the United Healthcare PPO Network and I found your name on the United Healthcare network search."
DO NOT SAY:
"I have WorldTrips Insurance" or "I use WorldTrips Network" or "I have Atlas America insurance" or "I have Insubuy insurance."
Providers WILL NOT recognize this language, and your insurance may not be accepted.
Make sure to present your insurance ID card, and NOT other documents such as business card or certificate wording.
When you go to the providers within the PPO network, there will be network negotiated fees for eligible expenses.
You can also go out of the network, but there would be no network negotiated fees. Direct billing depends on the provider.
All your claims will be handled by WorldTrips in the USA. You never have to contact the carrier Lloyd's for any purpose whatsoever.
Search ProvidersClaims Process & FAQPrescription Drugs
There is no PPO network for prescription drugs. Therefore, you do not receive an Rx card with the BIN #, PCN #, RxGRP # etc. that pharmacies such as CVS, WalGreens, Rite Aid, Walmart, Costco etc. are looking for.
You will have to first pay out of your pocket, and then file for reimbursement of eligible expenses as an out-of-network benefit.
Your insurance ID card includes the Vantage America discount card that you can use to reduce the upfront price that you would need to get reimbursement for.
Outside the U.S.A.
You are free to visit any provider you like. For your convenience, a listing of providers participating in our international network is located at International Provider Network Directory.
The doctor's office or local hospital has a choice to be paid by the patient or by the plan administrator. However, for larger eligible expenses like hospitalization/surgery etc., you may contact the plan administrator and they will ask the provider to arrange direct billing.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More