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WorldTrips

Underwritten ByTMHCC (CI) Insurance SPC Ltd

WorldTrips (previously Tokio Marine HCC – Medical Insurance Services Group, HCCMIS®) offers a comprehensive array of travel medical insurance and trip protection insurance products for leisure and business travelers, missionaries, and study abroad participants worldwide.

WorldTrips was established in 1998 in Indianapolis, IN, and was among the earliest organizations to make insurance products and services available online. Today, WorldTrips offers travel medical insurance to customers in over 130 countries, and trip protection insurance to residents of the United States.

In 2015, WorldTrips was acquired by Tokio Marine Holdings, Inc. This acquisition allows WorldTrips, as a member of the Tokio Marine HCC group of companies, to expand its reach into the international community.

Tokio Marine HCC products and capabilities set the standard for the industry, and many of the Company's almost 2,500 employees are industry-leading experts. Tokio Marine HCC is rated* "AA- (Very Strong)" by Standard & Poor's and "AA- (Very Strong)" by Fitch Ratings. In addition, Tokio Marine HCC's major domestic insurance companies are rated "A++ (Superior)" by A.M. Best Company.

*At the time of publication. For more information on these ratings, please visit: www.standardandpoors.com, www.fitchratings.com, and www.ambest.com.

What Types of Insurance Does WorldTrips Offer?

WorldTrips offers a comprehensive portfolio of travel medical insurance and trip protection insurance products used by thousands of individual travelers, families, corporations, students, and service groups around the world every day. WorldTrips insurance coverage available includes:

  • Travel medical insurance for US citizens traveling or living outside the US.
  • Travel medical insurance for non-US citizens traveling or residing within the US or abroad.
  • Travel medical insurance for sales professionals and frequent travelers taking multiple international trips in a one-year period.
  • Travel medical insurance for student groups, mission groups, groups of friends, and families traveling abroad.
  • Travel medical insurance for international students.
  • Trip protection insurance for US citizens and residents traveling outside the US.
  • Trip protection insurance for US citizens and residents seeking supplementary insurance as they travel within the US.
  • Trip protection insurance for US citizens and residents taking a cruise either domestically or abroad.

Why Choose WorldTrips?

  • World-Class Service: The WorldTrips team of customer service specialists are available to assist you 24/7. Regardless of what time zone you are in or what language you speak, WorldTrips has the resources to provide the service you need at the time you need it the most.
  • Company Culture: As a member of the Tokio Marine HCC group of companies, WorldTrips operates with the mission "To Be a Good Company." They pledge to be there for their customers, doing their part during times of need. WorldTrips balances their strength as an organization with their compassion as individuals, endeavoring to look beyond profits to fully deliver on their commitments.
  • Giving Back: At WorldTrips, the commitment to giving back to local and global communities is highly important. WorldTrips and its employees accomplish this by staying involved in a number of diverse programs that help children and disadvantaged individuals by promoting healthcare, education, and diversity.

Who is the Underwriter of WorldTrips Insurance?

Policies issued in Florida are underwritten by Houston Casualty Company and all other polices are underwritten by TMHCC (CI) Insurance SPC Ltd.

A++ "Superior" A.M. Best Rating
14 Insurance Plans
5 Insurance Categories

Contact Information

General Inquiries

WorldTrips

4 Carter Green
Suite 400
Carmel, IN 46032

Phone: +1 (800) 605-2282

Email:

Claims Inquiries

WorldTrips

4 Carter Green
Suite 400
Carmel, IN 46032

Phone: +1 (800) 605-2282

Email:

Partner Plans

Visitors Insurance for Non-US Citizens

Atlas America®

Tras el deducible, paga 100% al máximo de póliza.

Atlas Essential America

Tras el deducible, paga 70% al máximo de póliza.

Atlas Premium America

Tras el deducible, paga 100% al máximo de póliza.

International Travel Health Insurance - Outside USA

Atlas International®

Tras el deducible, paga 100% al máximo de la póliza.

Atlas Essential International

Tras el deducible, el plan paga lo usual, razonable y acostumbrado al máximo de póliza.

Atlas Premium International

Tras el deducible, paga 100% al máximo de póliza.

Annual Multitrip Insurance

Atlas MultiTrip

Dentro de PPO/fuera de EE.UU.: Después del deducible, el plan paga 100% al máximo de la póliza.
De lo contrario: Después del deducible, el plan paga lo usual, razonable y acostumbrado al máximo de la póliza.
*Excepción para atención urgente en los Estados Unidos: Deducible renunciado, copago de $25; a menos que sea deducible de $0. El coseguro todavía se aplica.

International Student and Exchange Visitor Medical Insurance

StudentSecure®

Dentro de la red PPO:
Elite: Después de los copagos, el plan paga el 80% hasta $10,000, luego el 100% hasta el máximo de la póliza.
Select: Después de los copagos, el plan paga el 80% hasta $25,000, luego el 100% hasta el máximo de la póliza.
Budget: Después de los copagos, el plan paga el 80% hasta $45,000, luego el 100% hasta el máximo de la póliza.
Smart: Después de los copagos, el plan paga el 80% hasta $100,000, luego el 100% hasta el máximo de la póliza.

ExchangeGuard®

Tras el deducible, paga 100% al máximo de la póliza; o
Tras el deducible, paga 80% al máximo de póliza.

Atlas MedEvac

Cubre la evacuación médica de emergencia y la repatriación.

Group Travel Medical Insurance

Atlas America Group

Después del deducible, paga 100% hasta el máximo de la póliza.

Atlas International Group

Después del deducible, paga 100% hasta el máximo de la póliza.

ExchangeGuard® Group

After deductible, pays 100% to policy maximum, or
After deductible, pays 80% to policy maximum.

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