Multi Trip Platinum is an annual multi-trip travel medical insurance, most suitable for US residents that frequently travel abroad.
During the 12 months period of coverage, you can take any number of trips, as long as each trip is a maximum of 70 consecutive days, which is much longer than the usual 30 days or 45 days allowed in annual multi-trip travel insurance.
In order to be eligible for Multi Trip Platinum insurance, you must have a primary health insurance plan while in your home country. Medicare qualifies as a primary health plan.
Multi Trip Platinum covers pre-existing conditions for medical services and emergency medical evacuation.
After you pay the deductible per incident, Multi Trip Platinum multitrip travel insurance covers 100% up to the policy maximum.
While hazardous sports are normally excluded, it covers downhill (alpine) skiing and scuba diving up to $25,000.
Multi Trip Platinum provides travel related benefits such as emergency reunion, emergency medical evacuation and repatriation, return of mortal remains, and Accidental Death & Dismemberment (AD&D).
Multi Trip Platinum plans purchased are valid for 12 months.
Multi Trip Platinum is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. Best.
Multi Trip Platinum insurance provides the coverage for COVID-19 (Coronavirus) just like any other eligible medical condition that occurs after the effective date of the policy.